Residential Services
Welcome to our financial/mortgage consultant service! We are here to help you navigate the complex world of finance and mortgages. Our team of experts is dedicated to providing you with personalized solutions that meet your unique needs. Let us help you achieve your financial goals today!
First-time Home Buyer
Purchasing your first home can be both exciting and overwhelming given the vast array of information and choices available. Thorough research is essential to ensure securing the best mortgage deal for your new home.
Refinance Mortgage
Mortgage refinancing involves obtaining a new mortgage to replace an existing one, often with improved terms or to access additional funds. It allows homeowners to adjust their mortgage agreements to better suit their financial circumstances. Refinancing may result in benefits such as lower interest rates, extended amortization periods, or the ability to consolidate debts or finance expenses like home renovations or education.
Mortgage Renewal
Mortgage renewal involves renegotiating and extending an existing home loan agreement with the lender, typically done at the end of the term.
Private Mortgage
A private mortgage is an alternative financing option provided by a private lender when traditional banks or lending institutions decline a borrower's mortgage or home refinance loan application. Typically, these loans are short-term and interest-only, spanning from 6 months to 3 years.
Subprime Mortgage
A subprime mortgage is a type of loan tailored for individuals with poor credit scores or lower incomes, making them ineligible for traditional low-interest mortgages. Unlike prime loans offered to those with good credit and payment history, subprime mortgages cater to borrowers who struggle to meet standard lending criteria.
Debt Consolidation
Debt consolidation involves combining various high-interest debts like credit card debt, student loans, and car loans into a single monthly payment with a lower interest rate. This financial strategy offers several benefits, including the potential to pay off debts quicker, increase monthly cash flow, save on interest costs, and improve credit scores if payments are made promptly on the new loan.
Bridge Financing
A bridge loan serves as a short-term financial solution for homeowners and commercial property owners, bridging the gap between selling their current property and acquiring funds for the down payment on a new home or property.
Equity Takeout
An equity take out refinance lets you refinance your mortgage for more than you owe and get cash back. To qualify, you need to have at least 20% of your home's value as equity, meaning you can't owe more than 80% of what your home is worth.
Why Work With Us
Low Rates
Easy Application
Fast Service
Licensed Professionals
Contact Us
"*" indicates required fields